other small business owners. It removes the middleman from obtaining loans, saving customers money on interest resulting from market manipulation by large banks and fees related to going through third parties. There are over 70 different investing options available with this bank that range from options like stocks, ETFs, bonds, futures contracts and more.
- Contracts-For-Difference (CFDs) — A derivative contract based on the future price of an underlying asset. Unlike a stock, which generally fluctuates between certain limits and values, CFD prices are left to change depending on underlying supply and demand. Rather than buying or selling stocks, you buy/sell contracts — being able to profit from shifts in market values for your investments rather than gains or losses on the actual stock itself.
- Swaps — Swaps are derivative contracts that derive value from the performance of one or more underlying assets. The most common swaps are related to interest rates, but the concept can also be applied to other investment vehicles.
- Exchange-traded funds (ETFs) — An ETF is an investment vehicle like a stock that tracks an index, commodities, bonds or another asset class. It is traded on exchanges like a stock and thus can be bought and sold throughout the trading day.
- Options – The right to transact an investment at an agreed-upon price under specified circumstances, such as the exercise of the options¸ expiration or termination. In other words, options are contracts that allow you to buy or sell stocks, commodities and foreign currencies at a predetermined price.
- Futures contracts — Futures are a derivative form that derives value from the performance of one or more underlying assets. They are traded on exchanges much the same way as stocks, and so can be bought and sold throughout the trading day.
- Dematerialized Assets – Transfer real estate ownership to third parties by listing it on an electronic registration database for easy transfer by paperless communication. It is a practice that may come with certain benefits.
Advanzia Bank is currently in the process of being listed on the New York Stock Exchange and plans to begin taking investments in early 2015.